Pay anywhere
Mastercard, physical or virtual. In shops, online, at ATMs.
Optional account with IBAN
An account in your name, with IBAN, to receive money and top up your card. A personal IBAN account will be available soon, to receive and send money. Currencies depend on country and customer profile.
Pick yours
Same account. Only the way you look at it changes.
The card, your way
Physical for the real world, virtual for online.
In shops, restaurants and at ATMs. Delivered to your door.
See the card
Phone and browser
The same things, through two doors.
You open your application from the app and follow the verification there. Then you run everything from it: balance and activity in real time, incoming transfers, card top-ups, an instant freeze if you lose it, and a virtual card created in seconds for online purchases. From the browser you do the same things, when you are at a computer.
How it works
How it opens
Application
You download the app and register. You need a valid European ID document or passport, and proof of address.
Verification
We check identity and documents. If something's missing, we ask.
Activation
Once your application is complete you can activate your prepaid cards.
Timing depends on how complete the documents are and on the outcome of the checks.
Frequently asked questions
CPS-Bank is a digital financial platform designed to offer customers modern, simple and secure services for managing money, payments and everyday spending. Through CPS-Bank, customers can access digital financial solutions, payment tools, cards, accounts and related services, according to availability in their country and in compliance with applicable regulations.
CPS-Bank operates as a digital financial services platform. Some services may be provided directly or through banking partners, payment institutions, card issuers or other authorized entities, depending on the type of service and applicable jurisdiction. CPS-Bank's goal is to offer a simple and modern experience while maintaining high standards of security, compliance and customer support.
Applications are open to individuals resident in a European country. Approval is always subject to identification, document verification, customer profile assessment and anti-money-laundering checks. Business accounts are coming soon.
Two documents are needed, and nothing else: • A valid European ID document or passport • Proof of address During verification we may come back to you if a document is unreadable or expired.
Opening times depend on the completeness of the documents provided and the outcome of internal checks. In many cases verification can be completed quickly, but if documentation is incomplete, additional checks are needed or clarifications are requested, the process may take longer.
No. Accounts are currently opened only to individuals resident in a European country. Every application is still assessed individually, on the documents provided and the applicable rules.